Beware:Change to car insurance law.
Feb 21If you have a vehicle on the road ,it must be insured.If you take it off the road (like waiting to pass a driving test)you must tell the DVLA or risk a fine or even having your vehicle scrapped.
This could affect pupils who have a car ‘waiting for when they pass’.
The DVLA in conjunction with the Motor Insurers’ Bureau (MIB) and the British Insurance Brokers Association (BIBA) are reminding drivers that a new law to be rolled out in late Spring will mean that they must keep their vehicle insured unless they have notified the DVLA that is it is being kept off the road.
Information about the new law is being distributed with all V11 tax renewal forms from March in addition to the guidance and video available now on Directgov.
David Evans, DVLA’s corporate affairs director, said:”We know that uninsured drivers are a menace on our roads and add around £30 to honest motorists’ premiums.”It is vitally important that motorists understand the change and how it will impact on them. That is why we have added new information to Directgov which offers clear advice to help motorists understand the new rules.”Neil Drane, MIB’s head of motor insurance database services said:”The change in law is a stepping up of enforcement activity, so that not only those vehicles driven without insurance will be caught. Now the registered keeper must make sure that their vehicle is insured all the time. And if it is, then they need not be concerned. The DVLA and MID will be systematically checked, so that the levels of uninsured driving are reduced even further.”Graeme Trudgill, BIBA’s head of corporate affairs said:”Continuous Insurance Enforcement will help reduce the £500 million burden on innocent motorists caused by uninsured drivers, vehicle keepers should ensure they stay insured or SORN their vehicle if it is laid up, vehicle keepers can always check at askmid.com or speak to their insurance broker or company if they have any doubt.”
Parents beware!
Aug 10Parents beware
Research from the motor insurance bureau suggests that many parents are unknowingly committing motor insurance fraud by ‘fronting’.
Research shows that over 70% of British drivers do not understand what it means to ‘front’ an insurance policy and of those that do, one in five admit to misleading their insurance company and as a result are committing insurance fraud.
Parents that insure a vehicle in their own names to reduce premiums when their son or daughter uses the car the most is one of the most common example of ‘fronting’.
This practice is strictly illegal and in the event of a claim could make the insurance invalid and as a result make any savings on the premium false economy and in fact leave you open to prosecution.
Young drivers have the highest proportion of insurance claims, crashes and fatalities’ on the road and this of course is why premiums are so high.
Over a third of drivers justify ‘fronting’ as being a loophole in the law.
New drivers may like to check out www.i-kube.co.uk where it’s possible to gain a 40% reduction on premiums providing you don’t drive between 23.00 and 05.00 (which statistics say is when most new drivers crash)
www.quinn-direct.co.uk is also another company that offer very competitive premiums.
Links to both companies can be found on our website www.kelvinwhitedrivingschool.co.uk
Remember also that some insurance companies offer a substantial discount if you take the pass plus course and by attending a local attitude and behaviour workshop you will get a grant of £60.00 towards the cost.
See http://www.kelvinwhitedrivingschool.co.uk/view/14 for full details .